sKratch

Private Client

A mobile peer-to-peer lending app that helps people start, record, and manage loans between friends, family, and small lenders — with clear repayment tracking along the way.

Role
Lead Product designer
Focus
iOS + Web
sKratch

Overview

sKratch is a personal / peer-to-peer lending app — it helps people start, record, and manage loans and track repayment. The product covers start a new loan, record a loan, lender info, loan summary, and payments across guided application flows.

This project delivers both the mobile product screens and a shared design library reverse-built from the Skratch UI Library in Figma.

The problem

Lending between people is often informal and awkward — amounts, terms, and repayment status live in texts, spreadsheets, or memory. Users need a calm, approachable tool that makes money explicit without jargon or hype.

The experience had to guide users through currency-heavy, multi-step flows while keeping status clear at every step — who owes what, what's due, and what action comes next.

The solutions

A mobile-first app with a loans home, a guided new-loan flow (amount → purpose → terms → review), and loan detail with payments. Clear status, pill navigation, and indigo + green-check selection keep financial tasks approachable.

Design library

At the center of the work is an interactive living design system — reverse-built from the Skratch UI Library in Figma.

Color PaletteTypographyButtonsCardsFormsNavigationIconsMessaging